There's a way out of debt. We'll help you find it.
We stop wage garnishment, hold off creditors, and give you back your peace of mind. Your first consultation is free. El abogado habla español.
"My husband and I fell on hard times after medical bills. We were facing a lawsuit and garnishment, and Alberto handled everything with grace. He gave us our life back."
Client · Chula Vista · Chapter 7A clear path out of debt,
built around your life.
Relief you can actually feel.
1,000+ Cases Resolved
Since 2006 we've guided more than a thousand families and businesses across Southern California through debt relief.
Free Initial Consultation
Tell us what you're facing at no cost and no obligation. You'll leave knowing your real options.
A+ BBB Accredited
An A+ rating with the Better Business Bureau, earned one honest, careful case at a time.
Fully Bilingual
El abogado habla español. We explain every step clearly, in the language your family is comfortable with.
Stop Creditors Now
The moment we file, the automatic stay halts garnishments, levies, lawsuits, and the constant calls.
Direct Attorney Access
A boutique firm means Alberto handles your case personally, not a rotating cast of assistants.
"Bankruptcy isn't failure. It's the law giving you a fresh start, and every honest person who's fallen behind deserves one."
In your corner, since 2006.
Alberto Carranza founded the firm on a simple idea, bringing the law to the people, with clear answers and real compassion for anyone buried by debt.
Don't just take our word for it.
"This man saved my financial life. Any time you need an attorney it's a stressful time, and he handled my case with grace and efficiency from start to finish."
"I really recommend Alberto. He is very professional, and an amazing and compassionate human being. Now I know why he has so many good reviews."
"We fell on hard times after medical issues and were facing a lawsuit and garnishment. Alberto walked us through everything and gave us peace of mind again."
A record of fresh starts.
Unsecured debt eliminated
Credit card and medical debt wiped out in months, with a true clean slate and exempt property protected.
Paycheck protected
An active wage garnishment halted by the automatic stay, restoring a family's full income overnight.
Foreclosure stopped
A repayment plan that caught up arrears and kept a family in the home they had nearly lost.
Four offices. One phone call away.
Office Hours
Evenings & weekends by appointment
Areas We Serve
Riverside & San Bernardino counties
Get in Touch
alberto@bkrelief.org
Alberto Carranza Law Offices, A.P.C.
333 H Street, Suite 5000 · Chula Vista, CA 91910
Your first consultation
is always free.
Don't let yourself get buried in details or bullied by creditors. Tell us what's happening and we'll show you exactly where you stand, honestly, confidentially, and with no obligation.